As an Elan customer, you can use your commercial card to make purchases using your phone or other device by using mobile payments. Among the supported mobile payment methods are Apple Pay, Samsung Wallet, Google Wallet and Garmin Pay.
Mobile payments
Enjoy mobile payment convenience with your commercial card.
Access your commercial card on your phone or device and beyond.
Mobile purchasing technology is rapidly evolving and Elan Financial Services is with you every step of the way. In fact, we were the first to offer a mobile payment solution for Visa® transactions. We want to make it as convenient as possible for you to use your card in any way you choose.
- Add your Elan commercial card to your phone or device.
- Use your phone or device to make business purchases with your commercial card.
- Touch or wave your phone or device at checkout – it’s as simple as that.
Whatever device you use, you can conveniently and securely pay for expenses on the go.
Security built for paying with confidence
Mobile payment technologies use a combination of sophisticated software and hardware to protect every purchase you make. Here are some of the key security advantages found in the most popular solutions – in addition to the 24-hour fraud protection that customers receive automatically.
- Encrypting or disguising your physical card digitally
- Storing encrypted card numbers in your device’s memory that’s inaccessible
- Requiring your fingerprint, facial recognition or a code for purchase
- Ensuring your payment information isn’t stored by retailers
Contactless transactions made easy with wearables
Wearable technology, like smartwatches, makes it easy to make purchases at any merchant that accepts contactless payment with a simple tap or wave from your wrist. Elan commercial cards work easily with this convenient payment method, perfect for your mobile lifestyle.
Get started with mobile payments.
Add your Elan commercial card to the following popular mobile wallets and begin making secure, mobile payments.
Apple Pay®
This secure mobile payment service allows you to make purchases with your Elan commercial card stored in your Apple Wallet® using your iPhone®, Apple Watch® or iPad®.
Google Wallet™ digital wallet
Securely store your Elan commercial card and make payments using your smartphone or tablet for Android™, Wear OS by Google™ smartwatch or Fitbit® device.
Samsung Wallet
A versatile digital wallet that securely stores your Elan commercial card and more, allowing you to make payments with your Galaxy® smartphone or smartwatch.
Garmin Pay™
A payment solution that allows you to make purchases with your Elan commercial card using your Garmin® watch.
Frequently asked questions about mobile payments
Convenience is the main benefit of using mobile payments. You can save time by paying for purchases with your mobile device instead of taking out your wallet to get your commercial card. Mobile payments also serve as a digital backup in case you forget your physical commercial card at home.
Merchants that accept mobile payments usually make this clear during checkout or on the card reader device.
Most new phones and devices can be used to make mobile payments via payment apps like Apple Pay, Google Wallet, Samsung Wallet or Garmin Pay. The appropriate app for mobile payments is likely already loaded onto your phone or device if the functionality is available.
To add your commercial card to your phone:
- Open the appropriate mobile wallet app for your phone or device.
- Capture your card information by either taking a picture of the card or manually entering the card data.
- Follow the prompts to complete setup, including steps to verify your identity.
Visit the mobile wallet provider’s website for more comprehensive instructions.
Yes, mobile payments are secure. All mobile payments employ tokenization, but each has its own unique technology for guaranteeing the security of your purchases. To make a payment, a special number, or token, is generated when you add a card your mobile wallet. This provides an additional degree of protection because it guarantees that merchants will never see your card number or personal information stored on your device. This often makes the transaction faster and more secure than when using a physical card at checkout.
Based on some account conditions, additional authentication through the call center may be required.
Your receipt displays the last four digits of the token generated when you added your commercial card to your mobile wallet, not the last four digits of your physical card.
Several elements influence the digital card art. For instance, the card art that’s shown for the One Card is the same for any customer that uses mobile payments. Aside from the general appearance, information that would typically be visible on a physical card is either purposefully omitted from or masked in the digital image for security reasons.
The restrictions that apply to certain purchases with a plastic card also apply to mobile payments. Cardmembers who experience a decline at the point of sale should contact Cardmember Services at 866-770-6154, option 3 to review the transaction.
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Elan Financial Services